
Curtis Garrett is Ellipse’s Vice President of North America. He is responsible for driving product demand in the North American market.
Curtis is a visionary banking executive who specializes in driving top- and bottom-line profitability by delivering innovative solutions that elevate the digital customer experience.
Prior to joining Ellipse, Curtis had a remarkable 30-year tenure at Capital One, including a decade as head of the company’s Debit Program. Garrett joined Capital One when it was a fledgling credit card company and played a pivotal role in its transformation into a top-tier U.S. institution. Curtis most recently served as Capital One’s VP of Enterprise Payments, where he spearheaded the development of a comprehensive debit rail infrastructure. His strategic vision and leadership were instrumental in consolidating Capital One’s position across divisions and enhancing its capabilities in payments and operations.
Curtis has experience in operations, payments, card manufacturing, strategic partnerships, program management, strategic planning, negotiations, team building, and more. His dedication to inspiring high-performing teams fosters cross-functional collaboration at Ellipse and facilitates the meeting of strategic objectives.
With an in-depth understanding of every aspect of the card and banking business and a wealth of expertise, Curtis plays a critical role in positioning EVC within the banking sector, driving growth, and establishing it as the new standard in payment card technology.

EVP, NORAM